I had my debit card numbers swiped from me recently and used at a local store, and although I'm pretty sure I know where it happened, it appears I have little recourse.

It figures. Michigan is one of the worst states for identity theft protection.

With Equifax losing its $7 million anti-fraud contract with the IRS after a major data breach at the credit bureau exposed the confidential information of more than 145 million American consumers, the free credit-monitoring website WalletHub today released its in-depth analysis identifying 2017’s States Most Vulnerable to Identity Theft & Fraud.

To determine where Americans are most susceptible to such crimes, WalletHub’s analysts compared the 50 states and the District of Columbia across eight key metrics. The data set ranges from identity-theft complaints per capita to average loss amount due to fraud.

In addition, WalletHub offers an Identity Theft Guide and free credit monitoring to help consumers handle or prevent the damaging effects of cybercrimes.

Michigan’s Vulnerability to Identity Theft & Fraud (1=Most Vulnerable; 25=Avg.)

  • 2nd – Identity-Theft Complaints per Capita
  • 17th – Avg. Loss Amount Due to Online Identity Theft
  • 4th – Fraud & Other Complaints per Capita
  • 23rd – State Security-Freeze Laws for Minors’ Credit Reports
  • 1st – Identity-Theft Passport Program
  • 28th – Persons Arrested for Fraud per Capita
  • 1st – Compliance with REAL ID Act

If that' not infuriating enough, check out John Oliver's deep dive into the Equifax breach. It may be the scariest thing I've seen this Halloween.