saving

Let's face it, all of us spend more then we have... If we didn't, then there would not be such a thing as credit. But some of us spend our money a little more wisely then others. MSN.com did a study to find some of those things that people in their twenties waste money on.

Saving money is never one of those things that make the top of a list of priorities, is it?  You may switch it around a bit once you hear the latest findings from www.financial-planning.com! According to the financial website's findings, you and I average an annual savings rate at around 3.5% compared to nearly triple that amount in 1981.