There are a lot of things that could be wrapped up into the "American dream". Maybe you want to start a family, make tons of money, or invent something. But no matter what your version of the dream is, it likely includes owning a home.

Home for sale
Joe Belanger
loading...

With inflation and jobs being cut left and right, it may seem impossible in some parts of the Country to own a home. However, Michiganders can rejoice because our state has been named one of the most affordable to own a home in America, being home of 4 of the top 10 most affordable cities to live in.

Home For Sale Real Estate Sign and Beautiful New House.
Feverpitched
loading...

According to The National Association of Realtors, buyers say that “overall affordability of homes” is the second-most important factor for buying a home – just after “quality of neighborhood.”

What is the most affordable city to own a home in the US?

Macon, Georgia has been named the most affordable in the US for homeowners

Donut peaches at Grange Fruit Farm!
Grange Fruit Farm via Facebook
loading...

You can live there for around $1,892 on average, all expenses. Also, Mercer University which was named one of the best-value colleges in America, calls Macon home. They give $20,000 to employees who want to purchase a home in College Hill, which makes living there even more affordable. Local home buyer incentive programs include down payment assistance and property tax freezes for historic properties.

What are the most affordable cities in Michigan to own a home?

The second most affordable city to own a home in the US, is Michigan's first: Detroit

Laura Hardy / TSM
Laura Hardy / TSM
loading...

According to the experts at Homebuyer.com, the total cost of owning a home with all bills and expenses is $1,921 a month on average. And with Detroits recent resurgence, it's a great time to find a flipped property, or to flip one of your own.

Fourth in the US, and second in Michigan in affordability is Flint.

Sarah Rice, Getty Images
Sarah Rice, Getty Images
loading...

It would cost you around $1,951 a month on average to live there, and homes in Flint are inexpensive relative to other U.S. cities, while homeowner property taxes are also modest.

Rounding out the top ten in the US, number 9 and third for the state was Michigan's capital, Lansing.

Credit: Canva
Getty Images
loading...

This progressive city has tons of amenities thanks to Michigan State University,  which makes it a great sell for first time home buyers who want to live in a fun and hip city. The average cost of living is an affordable $2,184 a month, which makes it a great fit.

And finally the fourth most affordable city in Michigan, and 10th nationwide is Pontiac.

City of Pontiac on Facebook
City of Pontiac on Facebook
loading...

With a low monthly average cost of homeownership of $2,237, this Detroit suburb is in the midst of an economic renaissance. Pontiac is home to automobile museums exploring General Motor prototype vehicles, such as the city’s namesake car, and other museums celebrating the area’s heritage and routinely scores highly in diversity and nightlife categories.

So congrats to those of you looking to call Michigan your home, sweet home. There are some fantastic options.

Live Like 'The Walking Dead' in This Northern MI School/Home

This home/former school in the Upper Peninsula will only set you back $160,000 but is super creepy. However, it seems pretty zombie apocalypse ready.

More From Mix 95.7